Financial independence for women across all nations is about not being dependent on my husband or partner for money (41 %), living debt free (30 %) and able to afford the things I want without worrying about the cost (18 %). The French were most likely to equate financial independence with not having to rely on a partner for money with 68% choosing that response, followed by Dutch and British women (both 51%). Doing without debt is key for 42% of Malaysian and 40% of Mexican women, the highest answers for that definition. A standout 42% of Bulgarian women think financial independence is being able to afford what they want without worrying about the cost. The very core of household finance is the house. The survey found that overall 43 % of women agreed that a man should be responsible for the mortgage/house payments. When male respondents were asked the same question, 53 % agreed, showing men are more likely to consider themselves responsible for this than their womenfolk are. Naturally, there is a great deal of discrepancy in the findings across markets, ranging from Indonesia with 83 % of men and 82 % of women agreeing with the statement to the Netherlands where only 15% of men and 7% of women agree with the statement. These are results of the Synovate Women's Financial Independence global survey. The survey was conducted in December 2008 across 12 markets and nearly 4,500 female respondents. Some questions were also posed to around 4,500 men. Respondents were asked about their financial independence; what the term means to them; looked at which financial instruments they might use; explored ways women choose to further their financial independence; as well as attitudes to the roles of men and women when it comes to managing money. The markets covered by the survey are Australia, Brazil, Bulgaria, Canada, France, Indonesia, Malaysia, Mexico, the Netherlands, South Africa, the United Kingdom (UK) and the United States of America (US).